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Best Most Affordable Cities in California 2022

Looking for that information on Most Affordable Cities in California? With a reputation as one of the most expensive states in the U.S., California thankfully still has some economically sound places to reside,  if you know where to look. In this article, we will be discussing some of the most affordable cities in California and giving you an analysis of what makes these cities so affordable.


We didn’t just create this list based solely on the cheapest places to live. The cost of living was part of our analysis, Most Affordable Cities in California but so was the quality of life, as well as the key components of transportation, housing, food, and utilities. All these put together was very helpful to us coming up with this list. We also discussed some of the tips you need in order to make relocation to California a lot faster and easier for you. We will help you know how best to adapt to your new environment.


Cheapest And Most Affordable Cities in California 2022


Here are the 5 Most Affordable Cities in California as well as everything you need to know about moving into these cities, to help make relocating from your current residence to these cities a lot easier and fast.

  • Oxnard
  • Ventura
  • Simi Valley
  • Vacaville
  • Camarillo




Oxnard, one of the best most affordable cities in California and the first on our list, about an hour north of Los Angeles, Oxnard offers beachfront living at an affordable price.

The median household income here is $62,349 with median home value settling at $332,600, which is actually a great deal for California real estate. Golf, winery visits, and strolls on Mandalay Beach are all part of living in Oxnard.

With fertile agricultural land surrounding the city, many crops grow in the region. But Oxnard is most famous for its strawberries, with the popular California Strawberry Festival held here each year. The city has the nickname of the “Gateway to the Channel Islands,” a nearby national park and marine sanctuary.

Despite the expensive cost of living in California, it shouldn’t be a surprise that a city as affordable as Oxnard should exist in California, you can live light and still enjoy all the benefits of living in the beautiful city of California.




As a repeat city on our 100 Best Places to Live, it’s hard to believe Ventura wouldn’t break the budget. Especially with that stunning harbor view.

But with a median household income of $66,485 and median home value at $428,600, that’s not too bad by California standards. Plus, residents enjoy great amenities, such as five college campuses and Surfer’s Point, the site of many surfing competitions.

Officially known as San Buenaventura, everyone just calls it Ventura. Out of the five cities on our affordability list, all but one is situated in Ventura County. Downtown Ventura is home to top-notch shopping and dining, museums, art galleries, and Mission San Buenaventura, a Franciscan mission founded in 1782.


Simi Valley


A science hub, hikers’ paradise, and memorial to a U.S. President all describe one place: Simi Valley. At the moment, the median household income is a somewhat staggering $89,595, but the median home value is only $438,700, which definitely earns a spot as an affordable Californian city.

Located in Simi Valley, the Santa Susana Field Laboratory has long been a leader in rocket and nuclear technology, and an economic driver for the city. For the outdoors lovers, there’s an extensive hiking trail system through the undeveloped parts of the valley. Recently, visitors have come to Simi Valley to tour the Ronald Reagan Presidential Library, a testament to the life and work of the nation’s 40th president




An hour outside of San Francisco exists another one of the most affordable cities in California, Vacaville is home to ranchers, farmers, and residents looking for a quiet community in which to raise a family. The median home value is the cheapest on the list at $275,100, with a median household income of $74,207.

The Nut Tree, a roadside stop for travelers who wanted to buy fresh, locally grown fruit and nuts, and then a larger restaurant complex, closed in 2009. But the site is now coming back as a mixed-use development. Residents can take in outdoor adventures such as strolling among the hills in Lagoon Valley or enjoy the nightlife, fine dining, and shopping.

In this city, you will enjoy the cheapest rate of acquiring your groceries, due to the agricultural sector which the city focuses on.




A bedroom community, Camarillo is known as a hot shopping destination for the rest of Southern California. Premium Outlet malls tempt those looking to make a great deal on purchases. The best part about this is the less affordability of items in this city, lots of promos on items sold in this area, as we as discounts given to customers in these malls should they reach the discount criteria.

That includes the housing prices as well. The median home value is $456,500 while residents take delight in a median household income of $87,120. A lot of the action is centered in the Old Town area, where a popular Farmers’ Market is set up on Saturday mornings. The city also takes pride in the recently restored Camarillo Ranch House, a historic Queen Anne-style home built in 1892.


Having known the most affordable cities in California, it is important to take your time to research about these cities before finally making a decision on relocating. This is so as to ensure that you make the best decision which best suits your need. You need to know if this is the kind of environment you want to be living in, does the activities in this area suit your lifestyle, and if you have kids or a family, is it the best place to raise a family. With all this in mind, I’m sure you will make the best and most suitable choice of the city to relocate to in California.




Finally, with glorious weather, natural beauty, world-class amenities, and something for everyone, it’s no wonder California is one of the fastest-growing states. If you’re thinking about moving to one of the most affordable cities in California, we hope you found our list of the best most affordable cities in California helpful.



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