Cheapest Place to Buy a House on the Beach In 2022

Cheapest Place to Buy a House on the Beach In 2022

In this article, we will be discussing the cheapest place to buy a house on the beach in 2022. In any event, during this purported Hot Summer, where Americans are in search of their dream homes on a beach.


Indeed, venturing to the far corners of the planet following eighteen months of lockdown sounds outrageously sweet. However, given the decision, we’ll settle on invigorating sea breezes, new lobster rolls, and jalapeño margaritas on the sand, all from our own place.

 We’re here to tell you that you don’t need a trust fund to buy your own sunny, ocean-area escape as a primary home, vacation abode, or investment, you just need to know where to look.

As we do each summer, we crunched the numbers to find the nation’s cheapest place to buy a house on the beach in 2022, the ones that offer plenty of ocean access, lots of fun things to do, and affordable prices for those who want to kick back on the sandy shores on a budget. These places tended to be smaller spots on the East Coast with a few notable exceptions.


Below are of cheapest place to buy a house on the beach in 2022;


Atlantic City, NJ


The first on our list of cheapest places to buy a house on the beach in 2022 is Atlantic City, New Jersey. Boardwalks and casinos likely come to mind when you think of Atlantic City, even though the gambling industry has struggled in recent years, especially during the COVID-19 pandemic.

Still, cooped-up city dwellers have flocked to the area, attracted to the outdoor activities, fresh seaside air, and affordable prices.
But they’re going up. Home prices in the Atlantic City area jumped 34% during the first quarter of 2021 compared with last year, according to the National Association of Realtors.

Through the pandemic, the lifestyle here has been in demand: a happy place to live, stress-free, no congestion, a place to gather your thoughts, says local real estate broker Mary Lou Ferry Wimmer, of Farley & Ferry Realty.


Myrtle Beach, SC


Millions of tourists flock to Myrtle Beach each year, lured by its surf and sand, as well as its golf courses, festivals, and art scene. But it’s becoming a popular place to call home, too.

In fact, U.S. News & World Report recently named it the fastest-growing city in the country as retirees and younger workers have flocked to the area, enticed by the warm weather, low taxes, and affordable homes, despite the higher crime.

Plenty of homebuyers here is also looking for second homes or investment properties, which they can rent out part of the year. The good news is there is more inventory than in other spots on our list. Affordable homes abound, including oceanfront condos, single-family homes, gated communities, and townhouses.

This three-bedroom home listed at $249,900 is situated on a golf course and features a backyard pond view.


Daytona Beach, FL


Daytona Beach is a popular vacation destination thanks to its wide, sandy beaches and the Daytona International Speedway, which draws NASCAR fans from around the country. But lately, more of those vacationers are deciding to stay.

“Because your homebuying dollar goes further here, homebuyers can purchase larger homes to accommodate additional needs, including working from home and home-schooling,” says local real estate broker Joyce Marsh of her eponymously named firm.

Residents enjoy lower-than-average real estate taxes and no state income tax. Home prices are reasonable, too, and Marsh says there is a lot to choose from. This waterfront condo is available for $159,900 and comes with amenities like a heated pool, tennis courts, fitness room, and a clubhouse.


Rockland, ME


Rockland is a small town on the Penobscot Bay along the southern coast of Maine that has been attracting creative types for years. That’s inspired the town to call itself the “art capital of Maine,” says Michelle Gifford, a local real estate associate with Re/Max Jaret & Cohn. The city is home to dozens of galleries and museums.

New residents have plenty to explore when they move to Rockland, including local art walks, farmers markets, the Maine Lobster Festival, and the North Atlantic Blues Festival.
Over the past year, home prices have increased and places are selling fast.

But there are still lots of deals for those looking for a single-family home, waterfront property, or condo. Buyers just need to be aware property taxes are slightly higher than in neighboring towns.


Swansboro, NC


Long known as “The Friendly City by the Sea,” Swansboro is surrounded by fishing communities and charming historic towns full of locally-owned shops and restaurants.

Visitors enjoy the welcoming atmosphere and are often inspired to move there themselves, says local real estate broker Ginger Weaver Robles, of Southern Coast Realty Group.

Situated near several military bases, Swansboro is also six miles from the beautiful Emerald Isle beaches. And it’s just a 10-minute boat trip from Hammocks Beach State Park, which features a 4-mile-long undeveloped barrier island, marshes, and a maritime forest.


Chincoteague Island, VA


As Virginia’s only resort island, Chincoteague Island, located along the state’s eastern shore, is known for its oyster beds, national wildlife refuge, and the feral Chincoteague Ponies. The island is just 7 miles by 3 miles in size, so it feels like a small town with a tight-knit community.

Living on Chincoteague Island is “like you are away from the entire world,” says local real estate broker Angie Abell, of Beach Bay Realty. That made it particularly popular during the pandemic as folks focused on social distancing.

“The nature trails and beach and boating were ways we could enjoy ourselves and still isolate,” she adds. “We didn’t experience the chaos of the cities.”

Homes on Chincoteague Island are in demand, and many owners rent out their properties to vacationers during the summer.


Long Beach, WA


During the pandemic, people left big-city tech hubs like Seattle for areas like the Long Beach Peninsula. They were seeking fewer people, less traffic, and, of course, the sand and surf. Long Beach can get busy, though, especially when it hosts the Rod Run to the End of the World event and thousands of car enthusiasts descend on the beach.

Homebuyers have two sides of the peninsula to choose from the ocean side of the bayside. Whittaker says the bayside can be a little calmer, while the Pacific Ocean side can be stormy. But both offer beautiful views.


Matagorda, TX


Primarily a tourist spot, Matagorda is a small town with a population of around 500. It’s located on the upper coast of Texas along the Gulf of Mexico and at the mouth of the Colorado River. Visitors and residents alike enjoy collecting seashells along the beach, birdwatching, fishing, and kayaking.

Living in Matagorda brings a quiet mix of rural and suburban. Many homebuyers purchase second homes in the area to rent out and recoup their investments, says Tammy Hill, a real estate agent with Texas Coastal Properties in nearby Palacios. Many of the homes on the water are raised or on stilts.


Grand Isle, LA


Grand Isle is Louisiana’s only inhabited barrier island, and it’s known for its fishing, birding habitat, and Gulf of Mexico views. The beach town is mostly a travel destination, but during the pandemic, it served as a place to get away from the mayhem.
One caveat: It’s a regular target for hurricanes, hard-hit by Katrina in 2005.

That means higher insurance premiums, and Angelette says taxes are higher than in some areas. It was also the site of a BP oil spill in 2010. Still, many second-home and investment buyers flock here.


Dennis Port, MA


“The Port,” as locals call it and the last on our top list of cheapest places to buy a house on the beach is a popular area of Cape Cod that has been extensively revitalized over the past few years.

Vacationers head here for its long stretch of sandy beaches and Main Street filled with boutiques and cafes. And it attracted plenty of new residents during the pandemic, despite the higher price tags.

The real estate industry in Cape Cod is booming, with prices going up and home inventory going down. Eager buyers can still find the right property, if they move quickly and are “willing to be flexible on contingencies, price, and have a healthy deposit to put down,” Howey says.




To wrap this up, living in a beach town can be really fun especially given that folks like to live in a place with nice open space. That is why we took our time in this article to give you a list of the top cheapest place to buy a house on the beach in 2022, with this even with a not-so-high financial status you can still afford to live in a beach town.



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